![]() The EFTA resolution process is less structured than the credit card resolution process. with a preauthorized transfer to your account.A transfer not identified on an ATM receipt or periodic statement, or in connection.Receiving an incorrect amount of money from an ATM.An error made by the financial institution relating to the transfer.The omission of an EFT from a periodic statement. ![]() An incorrect transfer to or from the consumer’s account.An unauthorized electronic funds transfer.The Electronic Fund Transfer Act (EFTA), also known as Regulation E, offers consumer protections for electronic fund transfers, including debit card transactions.ĮFTA allows consumers to dispute errors related to their debit cards. What if I made my purchase with a debit card? It does not protect debit cards or money wired through a service like Zelle or PayPal. Note: The FCBA only covers “open-end” credit accounts like credit cards or charge accounts. Credit card statements mailed to the wrong address.Math errors or errors in calculating the total.A good or service that was not as described by the merchant. ![]()
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